Livelihood Restoration

  • Kudumbasree: Interest free loans were availed through Kudumbashree for restoring normality. 1,65,769 families were supported with 1395 Crore rupees
  • MGNREGS : 10.78 lakh families were provided employment since 2018 August 16. Working days worth 1336 crore rupees were newly created.
  • Agriculture :198 Crore rupees distributed to 2.38 lakh farmers as compensation for crop loss. One year moratorium for agricultural loans has been declared from August 2018.
  • Animal Husbandry : 43.7 Crore rupees as solace for 27,736 farmers who lost their livestock were paid as first instalment .
  • Fisheries: Rehabilitation activities of fish farming have been initiated in all districts by reallocating plan funds of financial year 2018-19 to the tune of Rs.40 crore. Fisheries sector was one of the adversely affected sectors in the floods 2018.
  • Industries:ank loans to small enterprises with a margin money of Rs. 2 lakh is being provided through Ujjeevani scheme.

People in the flood affected areas have lost all their belongings. A vast majority of people have lost not only their houses and households but also their means of livelihood. Losses occurred to farmers, small scale industrialists and cattle farmers were immense. Livelihood restoration is aimed at enabling people to return to their normal lives in the shortest possible time. Kudumbashree and MGNREGS have played vital roles in the execution of this. Also loans and compensations were distributed through various government departments.


An interest free loan is provided through Kudumbashree under the Resurgent Kerala Loan Scheme for the revival of livelihood. 1,65,769 beneficiaries from 24,753 Ayalkkootams have been benefited from the scheme, totaling to Rs 1395.16 crore.

As part of post flood activity, Kudumbashree initiated an innovative programme to augment the skill of flood affected people to suit the job market available in the flood hit areas. ARISE (Acquiring Resilience and Identity through Sustainable Employment) aim to provide skill training to 50,000 candidates in 10 selected areas. It includes housekeeping, plumbing, electronic repair, electrical works, day care, sales, data entry and laundry & ironing. A total of 47,105 people have registered for this project out of which 9116 people have completed training in their respective courses (as on 31.05.2019).

246 full-fledged construction units are formed under Kudumbashree. More than 300 domestic appliances were distributed through 15 companies.

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Under the MGNREG Scheme, wage employment has been provided to 10.78 lakh families since August 2018. Of this 3.99 lakh households are new entrants in the scheme. Around 5 crore working days were created after the floods and Rs.559 crore was distributed to the beneficiaries.

Government of India allotted 50 additional working days per households in seven flood affected districts. Projects worth Rs.86 crore are currently underway, for the restoration and reconstruction of flood damaged infrastructure.


Agricultural sector faced a damage of 2,36,649.5 hectares of crop loss worth Rs.18,545.25 crore. In addition to this, Rs.326.25 crore loss is estimated due to destruction of agricultural land and over Rs.130.34 crore loss on basic infrastructure and assets. Total loss in the agriculture sector is 19,001.84 crore rupees.

  • An amount of Rs.18.04 crore has been given as compensation to 11,718 farmers under the State Crop Insurance Scheme. An amount of Rs.197.78 crore has been allotted for dewatering, bond/block renovation and repair to water pumping service.
  • The State Horticulture Mission has submitted proposal to the Central Government for additional assistance of Rs.102.1855 crore through the Mission for Integrated Development of Horticulture Scheme (MIDH). Of which Rs.93.39 crore has been received.
  • Punarjani Scheme is being implemented for the revival of agricultural sector through social participation by adapting scientific and eco friendly cultivation methods.
  • 5650.85 metric tonnes of paddy seed was distributed to farmers free of cost. In addition, one crore vegetable seedlings were provided free of cost and 50 lakh vegetable seed packets and 12 lakh pepper seedlings were distributed. A total of Rs.92 crore has been given to vegetable farmers as compensation.
  • In Alappuzha, Kottayam and Pathanamthitta districts, bund related works were carried out by Padasekhara Samithis, in 270 places. 20% of the project cost was given to them in advance.
  • Also a moratorium for agricultural loans in flood affected areas has been declared for one year from 31st August 2018. A project proposal of Rs.745 crore including loan assistance of Rs.500 crore from the ‘International Fund for Agricultural Development’ has been submitted to the Central Ministry of Agriculture. A ‘Post Disaster Need Assessment’ group of UNDP is working with Department of Agriculture, Kerala for the restoration of agricultural sector in the State.
  • A proposal for livelihood restoration in the agricultural sector of Rs.1603 crore has been submitted to the Central Government.
  • In addition to Rs.178 crore provided from Kerala State Budget, an additional compensation of Rs.21.57 crore has been paid to 13,321 farmers under the Crop Insurance Scheme.

Animal Husbandry and Dairy

Millions of livestock died in the devastating Kerala floods. The fate of the livestock that survived was even more distressful. Many of them suffered intense casualties such as mastitis and skin lesion due to prolonged exposure to water.

  • Rs.29 crore was sanctioned as first installment for those who lost livestock and for fodder distribution. Out of this, 27,736 farmers in 13 districts have been paid an amount of Rs.21.7 crore. An amount of Rs.2.68 crore was provided for supplying fodder in the flood affected areas.
  • The Dairy Development Department has distributed 400 cows to farmers as part of immediate recovery plans. The department has introduced a special scheme for donating milch cows, providing 630 common cattle sheds, 100 modern cattle sheds, need based assistance to 1500 cattle growers and 15,600 kg of mineral mixture supply. The total cost for the said measures has been estimated at Rs.22 crore.
  • A crowdfunding initiative named ‘Donate a Cow’ was launched, under which 134 milch cows and 108 heifers were sponsored and distributed.


Rehabilitation activities of fish farming have been initiated in all districts by reallocating plan funds to the tune of Rs.40 crore. For the rehabilitation activities of fisheries sector Rs.204.93 crore worth project has been prepared.

  • The Fisheries sector suffered a loss of 174.78 crore rupees. Of this, the loss to the fish farming sector estimated at Rs 137.76 crore.
  • A rehabilitation package worth Rs 1086.60 crore has been submitted to the central government in the fisheries sector. Rehabilitation of fishermen- Rs.600 crore, fishing input- Rs.99.91 crore, revival of fish farming sector- Rs.204.93 crore, livelihood schemes- Rs.102.80 crore, renovation of fish markets- Rs.38.98 crore, basic infrastructure development of fish landing centres- Rs.20.05, artificial ranching - Rs 4 crore and ornamental fish - Rs. 15.93 crore.
  • More than Rs. 3 crore has been sanctioned for compensating for the damage caused to fishermen involved in the massive rescue operations.


The flood has caused damage to 4,992 MSME units, with losses worth Rs.1355 crores. Damages to 14,271 shops have been estimated at Rs.490 crores.

  • The Department of Industries & Commerce has formulated a new scheme ‘Ujjeevani’ aiming to provide bank loans to rejuvenate small, medium enterprises, commercial establishments and shops affected in the floods. This scheme envisages providing margin money up to Rs. 200,000 for the loans taken. For instance, the government will pay Rs.2,00,000 as margin money for a loan of Rs.10,00,000.
  • 506 applications have been received till January 2019.
  • KSIDC has introduced a new Loan Scheme called Punarjani to help the flood victims. The scheme intends to assist entrepreneurs with short term loans up to Rs.3 crore at 9% interest rate.

Ujjeevana Scheme

The State Disaster Management Authority has formulated and implemented a new scheme 'Ujjeevana' for reconstructing the life of flood affected people through bank loans. This loan scheme is instrumented through concerned departments to people coming under various sectors such as Micro, Small and Medium Enterprises, commercial establishments, shops, Animal Husbandry, poultry, Kisan Credit Card holders and beekeepers. Persons from 1260 flood affected villages recognized by the Government are eligible for the loan. The claim will be the settled from the CMDRF for the margin money for business upto 2 lakh or 25 percent whichever is lower.